Loss Consulting

For years, we have been providing loss consulting services to commercial, non-profit, and public entities — usually as the result of a significant insured or under insured loss.

We are not public adjusters. We are loss consultants.

Public adjuster’s quantify your loss. We make sure your policy responds to make you whole.

We can assist in obtaining the full and proper benefits to which our clients are entitled in the event of a loss.

Commercial Insurance Consultants is able to provide assistance in the wake of direct losses from collapse, earth movement, fire, flood, explosion, riot, smoke, vandalism, and other perils.

Additionally, we have the expertise to assist you in identifying and quantifying indirect business income and extra expense losses, which often have a greater impact on an organization’s ability to recover.

• We review the policies intended to cover the loss to determine the specifics of coverage forms, limits available, and applicable deductibles.
• We then advise our clients regarding the proper documentation necessary to establish all costs of loss and accurately submit the proof of loss documentation.
• When appropriate, we engage outside expertise, such as an independent licensed adjuster, to mitigate loss and represent the insured’s position.
• We then finalize the claim recovery between insured and insurer, as well as assist in getting partial advance payments from insurers to sustain and restore the insured organization’s operations as quickly as possible during the claim adjustment period.

Call or e-mail us today to discuss your situation and receive our preliminary suggestions at no obligation.