Margaret joined Commercial Insurance Consultants, Inc. in 2005, bringing with her over nineteen years experience in the commercial insurance industry. She has extensive experience with large commercial accounts and has set up and managed Reciprocal Self Insurance Programs. Margaret’s insurance expertise has been recognized by the industry with work in Prima a Risk Management Newsletter, and by the underwriters at Lloyd’s of London who utilize a risk management profile she developed. Margaret managed the New York State office of a national property and casualty brokerage and created and grew her own wholesale company for Public Entities Property Casualty Insurance Programs.